AI-native account opening · Built for credit unions and community banks

Turn more applicants
into members.

Built by the team that scaled account opening across dozens of financial institutions. Now purpose-built without the enterprise price tag.

Where our team comes from
Federal Reserve Board
Built for 40+ financial institutions
14M+ users
Lendtech of the Year
#1 digital application in life insurance
Federal Reserve Board
Built for 40+ financial institutions
14M+ users
Lendtech of the Year
#1 digital application in life insurance
Application flow
Identity verified
Account selected
Funding linked
eSignature pending…
Member Approved
4 min 32 sec · New York CU
What's included
Fully white-labeled — your brand, your flow
AI-guided flows with smart defaults
Live in weeks, not months
Why financial institutions switch
01

Higher conversion

AI-guided flows eliminate the drop-off points that cause 60–70% of applicants to abandon before finishing. Every screen is intentional.

Dramatically higher completion rates
02

Live in weeks, not months

Enterprise vendors take 16–20 weeks and charge six figures. We go from signed contract to fully live in under 4 weeks — white-labeled to your brand.

4 week average from contract to live
03

Total staff visibility

A real-time portal shows every application, status, risk score, and action needed — replacing manual spreadsheets and email chains completely.

Live dashboard, zero spreadsheets
Member-facing · Fully white-labeled
See it with your data
Book a 30-minute call to learn more
Aerial
Main
Overview 12
Applications
Analytics
Config
Compliance
Integrations
AK
Admin
New York Credit Union
Applications
Live
Search members… ⌘K
Submissions Today
—
Available after launch
Pending Review
12
Needs attention
Approval Rate
—
Available after launch
Recent Applications
Member Product Status Score Submitted
JS
Jane Smith
j.smith@email.com
 Checking Approved
820
 2m ago
MJ
Marcus Johnson
m.johnson@email.com
 Savings Pending
740
 8m ago
SC
Sarah Chen
s.chen@email.com
 Checking Approved
795
 15m ago
RT
Robert Torres
r.torres@email.com
 Both Needs Review
650
 23m ago
ED
Emily Davis
e.davis@email.com
 Savings Declined
510
 1h ago
Why teams switch

You're overpaying for a simple funnel

Enterprise vendors charge $100–300K+ and take months to ship. We've built industry-leading onboarding — at a fraction of the price.

Cost
Timeline
Contract
Enterprise Vendor A
$100–300K+
16–20 weeks
Enterprise
Enterprise Vendor B
$100–300K+
16–20 weeks
Enterprise
Enterprise Vendor C
$100–300K+
16–20 weeks
Enterprise
Aerial
Fraction of cost
Weeks, not months
Flexible
The Team

"Account opening at credit unions and community banks has a conversion problem. Members start the application, hit friction, and leave. We've spent years solving this at scale inside venture-backed fintechs—and built Aerial so financial institutions can offer the same experience without the enterprise price tag."

Background Fintech operators
Focus Account opening, end-to-end
Built for Financial institutions

Ready to modernize
your account opening?

We're onboarding a small group of credit unions. If you want to be early, let's talk.

30 minutes. No commitment. We'll show you what it looks like for your credit union specifically.

We've built industry-leading experiences across
Glide
MoneyLion
amplify
Lendflow
Glide
MoneyLion
amplify
Lendflow