Open an Account — New York Credit Union

New York Credit Union

Member-owned · NCUA Insured

Open in 5 minutes

Banking that
puts you first.

No monthly fees. No minimums. No nonsense. Just a better account for you.

100% online — no branch visit required

NCUA insured up to $250,000

Open with as little as $5

You'll need: SSN or ITIN · email address · debit card or bank account to fund

256-bit encrypted · your data is never sold

Step 1 of 7 — Accounts

What would you like to open today?

Your Share Savings account is included with every membership. Add more to get the most out of being a member.

Share Savings

2.00% APY

Your membership account. Open with just $5.

Included

Everyday Checking

No monthly fee · free ATMs nationwide

Debit card, mobile deposit, bill pay. $25 to open.

High-Yield Savings

4.25% APY — 10× national average

Earn more on every dollar. No cap. No fees.

Your information is encrypted and secure

Step 2 of 7 — Save Your Spot

Where should we send your confirmation?

If you get interrupted, we'll email you a link to pick up right where you left off.

Email Address

We never share your email. Unsubscribe any time after opening.

Step 3 of 7 — Membership

How do you qualify to join?

Tap the option that best describes your connection to our community. Select to continue automatically.

I live, work, worship, or go to school nearby

Community charter — most common path

I work (or am retired) from a partner organization

Select employer · employer SEG

I'm an immediate family member of a current member

Spouse, parent, child, or sibling

Show me other ways to qualify

Association membership, military, and more

Exclusive Preview

Want to see the full experience?

This demo is by invitation only. Book a call with our team — we'll walk you through the platform and share your access code.

Book a 30-Minute Call

or enter access code

Access Code

Incorrect code. Book a call to get access.

Step 4 of 7 — Identity

A few details to verify it's you

Federal law requires this information to open a financial account. It takes about 2 minutes.

First Name

Last Name

Date of Birth (MM/DD/YYYY)

Social Security No.

Mobile Phone

Street Address

City

State

ZIP

Step 5 of 7 — About You

What's your employment situation?

Tap your status to continue automatically.

💼 Employed

🧑‍💻 Self-Employed

🏖️ Retired

🔍 Job Seeking

Step 6 of 7 — Fund Your Account

Make your opening deposit

Connect your bank to instantly fund your new account. Just $5 to get started.

Share Savings

$5 minimum opening deposit

Deposit Amount

$5 min · $10,000 max

Funding via Plaid

Chase Checking ••••4821

Step 7 of 7 — Review & Open

Everything look good?

Review your information, then open your account. Edit anything that looks off.

Accounts

OpeningShare Savings

Membership

Eligibility—

Employment—

Personal Info

Name—

DOB—

Email—

Phone—

Address—

Funding

Deposit—

SourceChase ••••4821

By clicking "Open My Account" you agree to our Membership Agreement and Electronic Disclosures, and authorize a soft credit pull for identity verification.

Welcome to the Credit Union! 🎉

Your account is open and ready. Check your inbox for everything you need to get started.